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Insurer Solutions: Capital

Insurers are in a constant battle to allocate and manage their capital to provide returns in the face of diminished and fluctuating investment returns and product demand. Changing regulatory and accounting treatment of certain product lines and assets adds additional complexity and pressure. This combined with constrained organic top-line revenue growth opportunities in many geographic and some product markets, together with a continued focus on activities to evolve and transform business models, including digitalization and InsurTech, has fueled high levels of divestment, merger and acquisition activity. 

To create solutions that optimize capital strength and stability, promote resilience and provide platforms on which to drive growth, Willis Towers Watson draws on a breadth of advisory expertise combined with proprietary modeling and technology to deliver solutions for clients from capital frameworks and assessment to strategic reorganization, reinsurance structuring and placement, and asset allocation. 

Featured solutions

Capital framework, management and allocation

Capital assessment and performance management

Strategic planning and mergers & acquisitions

Reinsurance Solutions

Asset & Liability Management (ALM) and Strategic Asset Allocation (SAA)