Research

Report: 2018 Management Liability (Directors and Officers) U.S. Survey

Executive Summary

July 18, 2018
| United States

We conducted this survey to better understand the perceptions of risk that directors and officers (D&O) have in the U.S., to better identify the D&O insurance priorities for U.S.-based policyholders, and to better assess the value of D&O and other management liability insurance.

By examining stakeholder views on directors and officers liability (and related risks) and drivers of insurance purchases, we validated some long-held insurance market beliefs and uncovered a few surprises as well. At a high level, our survey results confirm, as one might expect, that respondents are sensitive to potential financial loss and reputational damage.

What concerns them the most? Cyber risks and employee-related risks top the list.

We also verified that D&O insurance remains an important tool for protecting organizations and leaders. And while D&O insurance program costs have always been a high priority, our results reflect that enhancing coverage remains a top priority.

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