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Differentiated Broking Solutions – Real Estate

Unique insurance solutions that provide clients with elevated terms and conditions, access to improved services, coverage enhancements and optimal claims outcomes.

Overview

The Real Estate DBS is designed to have a primary emphasis on clients in the following industries:

  • Real Estate Holding and Other Investment Offices
  • Hotels, Rooming Houses, Camps and other Lodging places (leisure)
  • Golf courses
  • Shopping malls

It provides coverage for the core Property and Casualty lines of business:

  • Property
  • General Liability
  • Business Auto
  • Workers Compensation
  • Umbrella

Coverage Enhancements

DBS consistently delivers standardized elevated coverage to our clients. Below are just some of the many enriched coverages DBS provides.

  • Extended Notice of Cancellation for all lines
  • Per location aggregates included
  • Unintentional Errors and Omissions and Broadened Notice and Knowledge of Occurrence included on all lines
  • Foreign, REO and Professional Liability
  • Increased Property sub-limits
  • Consideration given to provide a Bodily Injury and Property Damage Carve back on Professional Liability Exclusion
  • Creative Workers Compensation structures and solutions
  • ATM Coverage Included Where Required
  • Flexibility on per item Fine Arts limits and Business Interruption Waiting Periods
  • Enhanced coverage endorsements including:
    • Blanket Additional Insured and Blanket Waiver on Casualty lines
    • Minimum of $250 per Disablement on Towing and Labor
    • Employees as Insureds and Employees Hired Autos
    • Incidental Med Mal included in General Liability coverage
    • Primary Non-Contributory included in General Liability
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