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Premium finance panel

Insurance premium financing is a cash management tool for businesses seeking to free up working capital.

What is Premium Finance?

Premium Finance is a cash-management tool that many of the nation’s largest and most prestigious companies – including many in the Fortune 500 – currently use. Insurance premium financing is a concept that makes sense for most businesses seeking to free up working capital.

Why Premium Finance?

Improved cash flow

  • Conserve operating funds
  • Preserve working capital
  • Increase flexibility

Financial reporting

  • Potential off-balance-sheet advantages
  • Enhanced credit facility

Plans can be tailored to cyclical needs

  • All premium finance requirements can be handled in a single-payment program
  • Changes in coverage are easily handled

Reduced costs

  • Attractive rates
  • No prepayment penalty
  • No compensating balances required

Premium Finance at Willis Towers Watson

  • Attractive rates, based on Willis Towers Watson volume in the marketplace, that are more competitive than bank lines of credit
  • Easy to use process (i.e., auto quote and proposal for Premium Finance)
  • No pre-payment penalty, payment options
  • No additional information or applications required
  • Access to partners and expertise that specialize in insurance premium finance
  • Solution for credit challenged clients (e.g., M&A and private equity)
  • Multiple Premium Finance partners that offer choice for clients
Download
Title File Type File Size
Premium finance panel brochure PDF .7 MB
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