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Article | FINEX Observer

FINEX Observer: COVID-19 edition

Financial, Executive and Professional Risks (FINEX)

April 28, 2020

A compilation of articles on issues and opportunities during COVID-19 related to financial, executive, professional, employment practices liability and cyber risks.

In this difficult and challenging time, we provide this FINEX Observer edition on COVID-19. Written for today's global risk managers, general counsel, board members and executives, this edition shares our insights on noteworthy issues and developing concerns emanating from COVID-19.

In this edition, our authors examine considerations related to D&O and how this coverage could help during this pandemic. Also, with the impact of COVID-19 on employees, we’ll discuss implications to employment practices liability (EPL) coverage and claims. Lastly, we’ll highlight the effects of the pandemic on cyber risk with particular attention to remote access.

Table of Contents

  1. Client alert – D&O risk and Coronavirus: Proactive considerations

    By John Orr | March 4, 2020

    Companies with public disclosure obligations should evaluate the degree of materiality of any direct or indirect operational or financial risks presented by the spread of COVID-19 (coronavirus) and the extent to which the risks should be disclosed.

  2. Client alert: COVID-19 response and employment practices liability concerns

    By Talene M. Carter | March 6, 2020

    We are in somewhat uncharted territory, and therefore it is important to proceed with caution to ensure that your organization is protected against potential employment practices liability claims.

  3. Client alert: Cyber risk, coronavirus and insurance coverage

    By Jason Krauss | March 12, 2020

    The outbreak of COVID-19 leaves many organizations vulnerable to cyberattacks. Now is as good a time as ever to review your cyberinsurance policy.

  4. Client alert: COVID-19 response and employment practices liability concerns – Part II

    By Talene M. Carter | April 1, 2020

    The situation with the COVID-19 pandemic is changing dramatically and so are the implications to employment practices liability insurance coverage.

  5. COVID-19 and executive risk: how can D&O coverage help in this pandemic?

    By John M. Orr and Rob Yellen | March 31, 2020

    In the context of the COVID-19 pandemic, we discuss D&O insurance topics including claims, policy language considerations and emerging changes in D&O underwriting behavior.

  6. COVID-19 & the latest exploitation of remote access network structure

    By Robert Barberi | April 21, 2020

    With most of the corporate work force working remotely due to COVID-19, bad actors are targeting vulnerabilities with VPN’s and other remote access applications.


Each applicable policy of insurance must be reviewed to determine the extent, if any, of coverage for COVID-19. Coverage may vary depending on the jurisdiction and circumstances. For global client programs it is critical to consider all local operations and how policies may or may not include COVID-19 coverage. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal and/or other professional advisors. Some of the information in this publication may be compiled by third party sources we consider to be reliable, however we do not guarantee and are not responsible for the accuracy of such information. We assume no duty in contract, tort, or otherwise in connection with this publication and expressly disclaim, to the fullest extent permitted by law, any liability in connection with this publication. Willis Towers Watson offers insurance-related services through its appropriately licensed entities in each jurisdiction in which it operates. COVID-19 is a rapidly evolving situation and changes are occurring frequently. Willis Towers Watson does not undertake to update the information included herein after the date of publication. Accordingly, readers should be aware that certain content may have changed since the date of this publication. Please reach out to the author or your Willis Towers Watson contact for more information.


Brian Weiss
Head of Thought & Product Leadership
Head of the Claims & Legal Group
FINEX North America

Rob Yellen
Executive Vice President, D&O and Fiduciary Liability Product Leader, FINEX

D&O Liability Product Leader
FINEX North America

Talene M. Carter
Employment Practices Liability Thought & Product Leader

FINEX Cyber/E&O Thought and Product Leader

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