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Casualty

Casualty risks are constantly evolving. Whether it’s the legal and regulatory environment or fluctuations in the marketplace, no two risks are the same, and they seem to grow in number, scope and complexity.

The simple term “casualty” describes several complex areas of risk, from automobile and general liability to product liability and workers' compensation. Although often treated separately, these exposures are best approached with a pragmatic, cohesive strategy.

Whether your exposure is generated from unique or unusual risks, significant employee concentrations, product liability, large automobile fleets, rail, or a volatile loss history, our goal is to understand your needs and formulate customized solutions that help protect your organization's bottom line. We provide a range of casualty solutions including:

  • Identification and quantification of risks
  • Exposure analysis
  • Risk retention analysis
  • Prioritization of risk financing goals
  • Program design, including customized policy wording
  • Development of new products to cover previously unaddressed areas of corporate exposure
  • Periodic state-of-the-market analysis, with dissemination of market intelligence throughout the year
  • Preparation of policy form comparisons
  • Forensic accounting

Our team approach, the strength, variety and breadth of our solutions and our solid, long-term relationships in the global insurance marketplace combine to provide optimum benefit for our clients.

Due to the importance of tight administration and collaboration on cross-border insurance coverage, servicing capabilities are just as important as coverage and price when selecting the right global insuring partner.

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