Willis Towers Watson has prepared the material linked from this website for general information purposes only and it should not be considered a substitute for specific professional advice. In particular, its contents are not intended by Willis Towers Watson to be construed as the provision of investment, legal, accounting, tax or other professional advice or recommendations of any kind, or to form the basis of any decision to do or to refrain from doing anything. As such, this material should not be relied upon for investment or other financial decisions and no such decisions should be taken on the basis of its contents without seeking specific advice.
This material is based on information available to Willis Towers Watson at the date of this material and takes no account of subsequent developments after that date. In addition, past performance is not indicative of future results. In preparing this material we have relied upon data supplied to us by third parties. Whilst reasonable care has been taken to gauge the reliability of this data, we provide no guarantee as to the accuracy or completeness of this data and Willis Towers Watson and its affiliates and their respective directors, officers and employees accept no responsibility and will not be liable for any errors or misrepresentations in the data made by any third party.
This material may not be reproduced or distributed to any other party, whether in whole or in part, without Willis Towers Watson’s prior written permission, except as may be required by law. In the absence of our express written agreement to the contrary, Willis Towers Watson and its affiliates and their respective directors, officers and employees accept no responsibility and will not be liable for any consequences howsoever arising from any use of or reliance on this material or the opinions we have expressed.
In Australia, this material is issued by Towers Watson Australia Pty Ltd ABN 45 002 415 349 AFSL 229921. It is not intended to constitute financial product advice and has not taken into consideration your individual objectives, financial situation or needs. You should consider its appropriateness in light of your circumstances and consider seeking professional advice relevant to your individual needs before making a decision based on this information.
Hong Kong and Singapore
This material is intended for Professional Investors in Hong Kong and Institutional Investors in Singapore, as defined by the respective regulatory authorities. The contents of this material have not been reviewed by any regulatory authority in Hong Kong or Singapore. You are advised to exercise caution in relation to the offer. If you are in any doubt about any of the contents of this material you should obtain independent professional advice.